Michigan Compiled Laws Act 70 Of 1981 Regulation Of Collection Practices (445.251 - 445.258)

AN ACT to regulate the collection practices of certain persons; to provide for the powers and duties of certain state agencies; and to provide penalties and civil fines.

History: 1981, Act 70, Imd. Eff. June 29, 1981

Section 445.251 Definitions.
As used in this act: (a) “Claim” or “debt” means an obligation or alleged obligation for the payment of money or thing of value...
Section 445.252 Prohibited Acts.
A regulated person shall not commit 1 or more of the following acts: (a) Communicating with a debtor in a misleading or deceptive manner,...
Section 445.253 Cease And Desist Order; Hearing; Failure To Comply With Order; Action In Circuit Court; Fine.
(1) The attorney general may order a regulated person to cease and desist from violating this act. (2) A regulated person ordered to cease...
Section 445.254 Action To Restrain Act Or Practice; Injunction And Other Equitable Orders Or Judgments.
The attorney general may bring an action to restrain, by temporary or permanent injunction, an act or practice in violation of this act. The...
Section 445.255 Assurance Of Discontinuance; Contents; Filing; Record; Opening Closed Matter For Further Proceedings.
When the attorney general has authority to institute an action pursuant to section 4, the attorney general may accept an assurance of discontinuance of...
Section 445.256 Wilful Violation Of Act Or Engaging In Recurring Course Of Wilful Conduct In Violation Of Act; Penalties.
(1) In an action brought under this act, if the court finds that a regulated person has wilfully violated this act, the attorney general,...
Section 445.257 Action For Damages Or Equitable Relief; Amount Of Recovery; Civil Fine; Attorney's Fees And Court Costs.
(1) A person who suffers injury, loss, or damage, or from whom money was collected by the use of a method, act, or practice...
Section 445.258 Communications With Person Other Than Debtor For Purpose Of Acquiring Location Information; Required Statements.
(1) A regulated person communicating with any person other than the debtor, for the purpose of acquiring location information about the debtor, shall state...

Last modified: October 10, 2016