Michigan Compiled Laws 218-1956-22 Chapter 22 The Insurance Contract (500.2204...500.2290)

• Section 500.2204 Settlement Of Action Brought By Third Party Against Person Insured Under Commercial Liability Insurance Policy; Notice To Insured Required.
  Prior to a trial, an insurer shall not settle an action brought by a third party against a person insured under a commercial liability...
• Section 500.2205 Minor's Contracts For Insurance.
  A contract for life or disability insurance made by a person between the ages of 16 and 18 years for his benefit, or for...
• Section 500.2206 Repealed. 2014, Act 140, Eff. Mar. 31, 2015.
  Compiler's Notes: The repealed section pertained to minor's capacity to receive insurance benefits.
• Section 500.2207 Insurable Interest; Personal Insurance; Rights Of Beneficiaries, Creditors.
  (1) It shall be lawful for any husband to insure his life for the benefit of his wife, and for any father to insure...
• Section 500.2209 Insurable Interest; Married Woman; Right To Proceeds, Devise.
  (1) It shall be lawful for any married woman, by herself, and in her name or in the name of any third person, with...
• Section 500.2210 Definitions; Insurable Interest; Employer; Trust; Exemption From Claims.
  (1) As used in this section: (a) “Employee benefit plan” means that term as defined by the employee retirement income security act of 1974,...
• Section 500.2210a Trustee Having Insurable Interest Under Mcl 700.7114.
  A trustee of a trust has an insurable interest in the life of an individual as provided in section 7114 of the estates and...
• Section 500.2211 Consent Of Insured.
  (1) Any individual who has an insurable interest in the life of another human being shall not insure that other human being's life for...
• Section 500.2212 Insurable Interest In Life Of Individual.
  Notwithstanding any other section of this act, an organization described in and qualified under section 501(c)(3) of the internal revenue code of 1986, 26...
• Section 500.2212a Policy Or Certificate Issued Under Chapter 34 Or 36; Description Of Terms, Conditions, And Information; Written Request; “board Certified” Defined.
  (1) An insurer that delivers, issues for delivery, or renews in this state an expense-incurred hospital, medical, or surgical policy or certificate issued under...
• Section 500.2212b Termination Of Participation Between Primary Care Physician And Insurer; Notice To Insured; Effect Of Termination; Definitions.
  (1) This section applies to a policy or certificate issued under section 3405 or 3631 and to a health maintenance organization contract. (2) If...
• Section 500.2212c Prescription Drug Prior Authorization Workgroup; Creation; Development Of Methodology; Prior Authorization Request; Definitions.
  (1) On or before January 1, 2015, the workgroup shall develop a standard prior authorization methodology for use by prescribers to request and receive...
• Section 500.2213 Internal Formal Grievance Procedure; Approval By Commissioner; Provisions; Person Authorized To Act On Behalf Of Insured Or Enrollee; Section Inapplicable To Provider Complaint And Insurance Listed In Right To Independent Review Act; Definitions.
  (1) Except as otherwise provided in subsection (4), each insurer and health maintenance organization shall establish an internal formal grievance procedure for approval by...
• Section 500.2213a Expenses Incurred By Commissioner; Calculation; Assessment.
  (1) All actual and necessary expenses incurred by the commissioner under section 2213 shall be calculated by the commissioner by June 30 of each...
• Section 500.2213b Renewal Or Continuation Of Individual Or Group Policy; Guaranteed Renewal; Expense-incurred Hospital, Medical, Or Surgical Policy Offered Under Chapter 34 Or 36; Discontinuing Plan Or Product In Nongroup Or Group Market; Short-term Or 1-time Limited Duration Policy Or Certificate; Maintenance And Compilation Of Reports.
  (1) Except as otherwise provided in this section, an insurer that delivers, issues for delivery, or renews in this state an expense-incurred hospital, medical,...
• Section 500.2213c Disability Income Insurer; Internal Grievance Procedure; Establishment; Contents; “grievance” Defined.
  (1) Each disability income insurer shall establish an internal grievance procedure for persons covered under a disability income policy, certificate, or contract. (2) An...
• Section 500.2213d Uniform Prescription Drug Information Card Or Other Technology.
  (1) A health benefit plan that provides coverage or administers a plan that provides coverage for prescription drugs or devices and that issues, uses,...
• Section 500.2214 Disability Insurance; Application, Use As Evidence.
  The insured shall not be bound by any statement made in an application for a disability insurance policy unless a copy of such application...
• Section 500.2216 Life Or Disability Insurance; Alteration Of Application.
  No alteration of any written application for any life or disability insurance policy shall be made by any person other than the applicant without...
• Section 500.2218 Disability Insurance; False Statement In Application; Effect.
  The falsity of any statement in the application for any disability insurance policy covered by chapter 34 of this code may not bar the...
• Section 500.2220 Life Insurance; Solicitor As Agent Of Insurer.
  Any person who shall solicit an application for insurance upon the life of another shall, in any controversy between the insured or his beneficiary...
• Section 500.2226 Life Insurance; Benefits, Manner Of Payment, Period, And Premiums To Be Contained In Policy.
  (1) A life insurer shall not make with or issue to any citizen or resident of this state any contract of life insurance that...
• Section 500.2227 Withholding Final Settlement Amount; Notice; Escrow Procedure To Be Followed By City, Village, Or Township; Disposition Of Money By Local Treasurer; Commingling Funds Prohibited; Retention Of Interest To Defray Expenses; Forwarding Policy Proceeds; Proof; Effect Of Failure To Provide Reasonable Proof; Demolition Of Property; Civil Action For Return Of Policy Proceeds; Liability; Applicability Of Section; List Of Cities, Villages, And Townships; Exception To Withholding Requirements; Definitions.
  (1) If a claim is filed for a loss to insured real property due to fire, explosion, vandalism, malicious mischief, wind, hail, riot, or...
• Section 500.2228 Automobile Insurance; Contents Of Policy.
  (1) No policy of insurance against fire, theft, property damage, collision, and/or liability in connection with automobile coverage shall be issued, unless the premium...
• Section 500.2230 Mutual Insurers Other Than Life; Contents Of Policy.
  Mutual insurers, other than life insurers, may insert in any form of policy prescribed by the law of this state any provisions or conditions...
• Section 500.2232 Reciprocal Insurers; Contents Of Policy.
  A reciprocal insurer may insert in any form of policy prescribed by the law of this state any provisions or conditions required by its...
• Section 500.2235 Written Notice To Insured Under Worker's Compensation Insurance Policy.
  At least annually, in conjunction with a renewal notice, a bill, or other notice of payment due issued in connection with a policy of...
• Section 500.2236 Forms Generally; Filing; Approval; Type Size; Effect Of Membership In Or Subscription To Rating Organization; Substitute Form; Readability Score And Other Requirements; Approval Of Changes Or Additions; Notice Of Disapproval Or Withdrawal Of Approval; Hearing; Separate Violation; Penalty; Applicability Of Filing Requirements; "Exempt Commercial Policyholder" Defined; Court Review Of Order.
  (1) A basic insurance policy form or annuity contract form shall not be issued or delivered to any person in this state, and an...
• Section 500.2236a Interest Indexed Universal Life Insurance; Information To Be Maintained On File.
  All of the following information shall be maintained on file by the insurer for all interest indexed universal life insurance policies: (a) A description...
• Section 500.2237 Group Disability Insurance Policy; Prohibited Restriction Of Liability.
  No policy of insurance issued under the provisions of chapters 34 and 36 of this act, to take effect after June 30, 1962, shall...
• Section 500.2238 Repealed. 1970, Act 180, Imd. Eff. Aug. 3, 1970.
  Compiler's Notes: The repealed section pertained to basic form of policy of insurance of personal property.Popular Name: Act 218
• Section 500.2239 Health Care Service Rendered By Dentist; Benefits Or Reimbursement; “dentist” Defined; Policies To Which Section Applicable.
  (1) If a group or individual hospital, medical, or expense incurred policy delivered, issued for delivery, or renewed in this state provides for benefits...
• Section 500.2242 Group Disability Policy; Filing And Approval Of Form; Grounds For Disapproval; Notice, Hearing, And Appeal Requirements; Extension Of Time Period; Withdrawal Of Approval.
  (1) Except as otherwise provided in section 2236(8)(d), a group disability policy shall not be issued or delivered in this state unless a copy...
• Section 500.2243 Group Policies; Optometric Service; Coverage.
  (1) Notwithstanding any provision of a policy or contract of group accident, group health, or group accident and health insurance, executed after July 23,...
• Section 500.2246 Insured Or Applicant For Life Insurance Policy As Victim Of Domestic Violence; Refusal To Provide Coverage Prohibited; Exceptions; Liability; Applicability To Policies On Or After June 1, 1998; “domestic Violence” Defined.
  (1) A life insurer that delivers, issues for delivery, or renews in this state a life insurance policy shall not rate, cancel coverage on,...
• Section 500.2248 Automobile Insurance; Delivery Of Policy To Insured.
  (1) A policy of insurance against fire, theft, property damage, collision, or liability in connection with automobile coverage shall not be issued unless the...
• Section 500.2250 Binders Or Other Contracts For Temporary Insurance; Applicability.
  Binders or other contracts for temporary insurance shall be considered to include all of the terms and conditions of the policy for which application...
• Section 500.2254 Action Against Domestic Insurer By Member Or Beneficiary; Conditions.
  Suits at law may be prosecuted and maintained by any member against a domestic insurance corporation for claims which may have accrued if payments...
• Section 500.2260 Life Or Disability Insurance; Acts Not Constituting Waiver Of Defenses.
  The acknowledgement by any insurer of the receipt of notice given under any life or disability insurance policy or the furnishing of forms for...
• Section 500.2264 Termination Of Dependent Coverage At Specified Age; Exception.
  Any contract or insurance policy delivered on or after July 12, 1966 in this state providing for hospital care or reimbursement for the care...
• Section 500.2264a Hospital Or Medical Care Coverage Or Reimbursement For Children Who Are Full-time Or Part-time Students And Take Leave Of Absence.
  (1) Any policy or certificate delivered, issued for delivery, or renewed in this state that provides for hospital or medical care coverage or reimbursement...
• Section 500.2265-500.2290 Repealed. 1992, Act 84, Imd. Eff. June 2, 1992.
  Compiler's Notes: The repealed sections pertained to medicare supplemental policies and long-term care coverage.Popular Name: Act 218

Last modified: October 10, 2016