Exceptions to requirements as to security and suspension of license and registration.
1. The requirements as to security and suspension in NRS 485.190 to 485.300, inclusive, do not apply:
(a) To the operator or owner if he had in effect at the time of the accident a motor vehicle liability policy with respect to the motor vehicle involved in the accident;
(b) To the operator if there was in effect at the time of the accident a motor vehicle liability policy with respect to his operation of any motor vehicle;
(c) To the operator or owner if his liability for damages resulting from the accident is, in the judgment of the Department, covered by any other form of liability insurance policy or a bond;
(d) To any person qualifying as a self-insurer pursuant to NRS 485.380, or to any person operating a motor vehicle for the self-insured;
(e) To the operator or the owner of a motor vehicle involved in an accident wherein no injury or damage was caused to the person or property of anyone other than the operator or owner;
(f) To the operator or the owner of a motor vehicle legally parked at the time of the accident;
(g) To the owner of a motor vehicle if at the time of the accident the vehicle was being operated without his permission, express or implied, or was parked by a person who had been operating the motor vehicle without permission; or
(h) If, before the date that the Department would otherwise suspend the license and registration or nonresident’s operating privilege pursuant to NRS 485.190, there is filed with the Department evidence satisfactory to it that the person who would otherwise have to file security has been released from liability or has received a determination in his favor at a hearing conducted pursuant to NRS 485.191, or has been finally adjudicated not to be liable or has executed an acknowledged written agreement providing for the payment of an agreed amount in installments, with respect to all claims for injuries or damages resulting from the accident.
2. An owner who is not the operator of the motor vehicle is not exempt from the requirements as to security and suspension in NRS 485.190 to 485.300, inclusive, if he holds a motor vehicle liability policy which provides coverage only when he is operating the motor vehicle and, at the time of the accident, another person is operating the motor vehicle with the express or implied permission of the owner.
Last modified: February 25, 2006