New York General Business Law Article 28-BB - CREDIT SERVICES BUSINESS

• 458-a - Legislative Findings and Declarations; Purposes.
  The legislature finds and declares: 1. The ability to obtain and use credit has become of great importance to consumers, who have a vital interest...
• 458-b - Definitions.
  As used in this article: 1. "Credit services business" means any person who sells, provides, or performs, or represents that he can or will sell,...
• 458-c - Information Statement; Procedure.
  Prior to the execution of a contract between a consumer and a credit services business, the credit services business shall provide the consumer an information...
• 458-d - Information Statement; Contents.
  The information statement shall be printed in at least ten point type and shall include the following: "RIGHT TO REVIEW YOUR FILE" "The Federal Fair...
• 458-e - Advance Fees Prohibited.
  It is hereby declared to be an unfair and deceptive trade practice and unlawful for a credit services business to receive or collect from a...
• 458-f - Contracts; Requirements and Contents.
  1. Every contract between a consumer and a credit services business shall be in writing, shall be dated, shall contain the street address of the...
• 458-g - Contracts Void and Unenforceable.
  1. Any contract for services which does not comply with the applicable provisions of this article shall be void and unenforceable as contrary to public...
• 458-h - Deceptive Acts Prohibited.
  It is hereby declared to be an unfair and deceptive trade practice and unlawful for a credit services company to: 1. Misrepresent directly or indirectly...
• 458-i - Action for Recovery of Damages by Consumer.
  Any consumer injured by a violation of this article or by the breach by the credit services business of a contract which has been entered...
• 458-j - Enforcement by Attorney General.
  In addition to the other remedies provided, whenever there shall be a violation of this article, application may be made by the attorney general in...
• 458-k - Severability.
  If any provision of this article or if any application thereof to any person or circumstance is held invalid, the remainder of this article and...

Last modified: February 3, 2019