New York General Business Law Article 29-A - UNAUTHORIZED OR IMPROPER USE OF CREDIT CARDS AND DEBIT CARDS

• 511 - Definitions.
  In this article, unless the context or subject matter otherwise requires: 1. "Credit card" means and includes any credit card, credit plate, charge plate, courtesy...
• 511-a - Additional Definition.
  For purposes of this article "credit card" shall also mean any number assigned to a credit card.
• 512 - Limitation of Liability for Unauthorized Use of a Credit Card or a Debit Card.
  A provision which imposes liability upon a holder for a cash advance or loan or for the purchase or lease of property or services obtained...
• 513 - Injunctive Relief.
  Whenever the attorney general has reason to believe that any violation of this article is a continuous practice, he may apply to the supreme court...
• 514 - Defenses.
  1. In any action for a cash advance or loan or for the purchase or lease of property or services through the use of a...
• 515 - Issuance of Credit Cards.
  1. Notwithstanding any other provision of law, no person shall issue a credit card in violation of the provisions of an act of congress entitled...
• 516 - Improper Use of Credit Cards or Debit Cards; Defense of Lawful Detention.
  In any action for false arrest, false imprisonment, unlawful detention, defamation of character, assault, trespass, or invasion of civil rights, brought by any person by...
• 517 - Statements of Account.
  No agreement between the issuer and the holder shall contain any provision that a statement sent by the issuer to the holder shall be deemed...
• 518 - Credit Card Surcharge Prohibited.
  No seller in any sales transaction may impose a surcharge on a holder who elects to use a credit card in lieu of payment by...
• 518-a - Presentment of Social Security Number As Condition for Accepting a Check, Traveler's Check, Gift Certificate, Money Order or Other Negotiable Instrume
  518-a. Presentment of social security number as condition for accepting a check, traveler's check, gift certificate, money order or other negotiable instrument in payment of...
• 519 - Disclosure by Commercial Establishments Honoring Credit Cards.
  1. Any person who honors credit cards that may be used to purchase or lease property on the credit of the issuer or of the...
• 520 - Application Forms or Solicitation for Credit Cards.
  Any application form or preapproved written solicitation to enter into a credit card agreement for personal, family, or household purposes which is mailed to an...
• 520-a - Certain Credit and Debit Card Transaction Forms Required.
  1. Any person, firm, partnership, association or corporation which issues forms used for credit or debit card transactions between the credit card or debit card...
• 520-b - Secured Credit Cards.
  1. If an issuer or any other person uses a 900 telephone number to solicit or market a secured credit card to an individual residing...
• 520-c - Credit Information.
  1. The department of financial services shall establish a telephone number and an area on its website, or provide a link on such site to...
• 520-d - Unsolicited Convienence Checks.
  520-d. Unsolicited convenience checks. 1. As used in this section, the following terms shall have the following meanings: (a) "check" means any negotiable instrument, as...

Last modified: February 3, 2019