New York Insurance Law Section 3413 - Standard claim forms for fire losses.

3413. Standard claim forms for fire losses. (a) (1) On or before April first, nineteen hundred eighty-two, the superintendent shall establish a standard claim form to be used for all fire loss claims under an insurance policy which is issued or issued for delivery in this state covering such losses for property located in this state.

(2) The superintendent shall investigate and review claim forms which are currently utilized prior to establishing such standard claim form.

(3) All insurers shall require the completion and filing of the standard claim form.

(b) The adoption of such standard claim form by the superintendent shall not preclude an insurer from obtaining any necessary additional information regarding a claim from the claimant or any other source.

(c) (1) The superintendent is authorized and empowered to take such action as he shall deem appropriate for the proper implementation hereof and to provide by regulation that any form which does not comply with this section shall not be issued or reissued.

(2) The regulation so promulgated shall specify an effective date, which shall not be less than one hundred eighty days after the date of promulgation, after which no insurer may require any claimant to complete a form differing from the one prescribed by the superintendent, other than additional requests for information pursuant to subsection (b) of this section.


Last modified: February 3, 2019