New York Insurance Law Article 31 - INSURANCE CONTRACTS - GENERAL

• 3101 - Simplified Comprehensive Policies of Insurance.
  Simplified policies of insurance providing broad coverage of all or various combinations of risks may be approved by the superintendent and issued by insurers notwithstanding...
• 3102 - Requirements for the Use of Readable and Understandable Insurance Policies.
  (a) Definitions. In this section "insurance policy" means any: (1) form subject to approval under either section three thousand two hundred one or four thousand...
• 3103 - Non-Conforming Contracts.
  (a) Except as otherwise specifically provided in this chapter, any policy of insurance or contract of annuity delivered or issued for delivery in this state...
• 3104 - Contract Provisions Required by Laws of Other Jurisdictions.
  (a) Any foreign or alien insurer authorized to do business in this state may, with the approval of the superintendent, include in any life, accident...
• 3105 - Representations by the Insured.
  (a) A representation is a statement as to past or present fact, made to the insurer by, or by the authority of, the applicant for...
• 3106 - Warranty Defined; Effect of Breach.
  (a) In this section "warranty" means any provision of an insurance contract which has the effect of requiring, as a condition precedent of the taking...
• 3107 - Sale of Insurance Policies by Vending Machine.
  (a) Any provision in a policy of accident insurance, requiring the signature of the insured, where such insurance is sold by a vending machine, shall...
• 3108 - Reinsurance Contracts Excepted.
  The provisions of this article shall not apply to contracts of reinsurance, except as otherwise provided by law.
• 3109 - False Statements in Applications for Membership in Fraternal Benefit Societies.
  No applicant, officer, solicitor, examining physician, surgeon or other person shall knowingly or wilfully make any false or fraudulent statements or representations in or with...
• 3110 - Withdrawal of Any Policy Form.
  (a) Whenever by the provisions of this chapter the superintendent is authorized to give approval of any form of insurance policy or contract, the superintendent...
• 3111 - Special Provisions Relating to Senior Citizens.
  (a) Every insurer that has in force any policy of insurance subject to the provisions of section three thousand four hundred twenty-five of this chapter...
• 3112 - Automatic Bank Withdrawal Agreements; Notification Required.
  Any insurer licensed to issue insurance in the state who has an automatic bank withdrawal agreement with an insured for the payment of insurance premiums...
• 3113 - Consent of and Notification of an Irrevocable Beneficiary Under a Court Order of Divorce or Separation.
  In any case where a policy owner has, pursuant to an order of separation or divorce, designated his or her spouse or children as the...

Last modified: February 3, 2019