New York Military Law Section 316-A - Protection of assignor of life insurance policy; enforcement of storage liens.

  316-a. Protection of assignor of life insurance policy; enforcement
  of storage liens. 1. Where any life insurance policy on the  life  of  a
  person  in  military  service  has  been assigned prior to such person's
  period of military service to secure the payment of  any  obligation  of
  such  person,  no  assignee  of  such  policy,  except  the  insurer  in
  connection with a policy loan, shall,  during  the  period  of  military
  service  of  the  insured or within one year thereafter, except upon the
  consent in writing of the insured made during such period  or  when  the
  premiums  thereon  are  due and unpaid or upon the death of the insured,
  exercise any right or option by virtue of such  assignment  unless  upon
  leave  of  court  granted  upon  an  application  made  therefor by such
  assignee. The court may thereupon refuse to grant such leave  unless  in
  the  opinion  of the court the ability of the obligor to comply with the
  terms of the obligation is not materially affected by reason of  his  or
  her military service.
2. No person shall exercise any right to foreclose or enforce any lien
  for  storage  of  household  goods,  furniture, or personal effects of a
  person in military service  during  such  person's  period  of  military
  service  and for three months thereafter except upon an order previously
  granted by a court upon application therefor and a return  thereto  made
  and approved by the court; provided, however, within thirty days of such
  person's return from military service, he or she shall provide notice to
  the  individual  or  entity  providing  for  the  storage  of his or her
  household goods, furniture or personal effects. In such  proceeding  the
  court  may,  after  a hearing, in its discretion, on its own motion, and
  shall, on application to it by such person in military service  or  some
  person  on  his  or  her  behalf, unless in the opinion of the court the
  ability of  the  defendant  to  pay  the  storage  charges  due  is  not
  materially affected by reason of his or her military service:
(a) stay the proceedings as provided in this article; or
(b)  make  such  other  disposition of the case as may be equitable to
  conserve the interest of all parties.

Last modified: February 3, 2019