New York Penal Law Section 190.40 - Criminal usury in the second degree.

190.40 Criminal usury in the second degree.
A  person  is  guilty of criminal usury in the second degree when, not
  being authorized or permitted by law to do  so,  he  knowingly  charges,
  takes or receives any money or other property as interest on the loan or
  forebearance  of  any  money  or  other  property,  at  a rate exceeding
  twenty-five per centum per annum or the equivalent rate for a longer  or
  shorter period.
Criminal usury in the second degree is a class E felony.

Last modified: February 3, 2019