New York Personal Property Law Section 342 - Restriction on the reporting of early terminations.

 342. Restriction on the reporting of early terminations.  The holder
  of  a  retail  lease  agreement  shall  not  report  the voluntary early
  termination of the agreement to a consumer reporting agency or any other
  person as a derogatory item of information unless the  lessee  fails  to
  satisfy his or her early termination obligations.

Last modified: February 3, 2019