New York Personal Property Law Article 10-B - TELEPHONE SALES PROTECTION ACT

• 440 - Short Title; Purpose.
  This article may be cited as the "telephone sales protection act". The purpose of this article is to afford consumers a "cooling-off" period to cancel...
• 441 - Definitions.
  1. (a) "Telephone sales business" shall mean a business which is primarily engaged in the solicitation of orders by telephone for: (1) merchandise or services...
• 442 - Buyer's or Other Obligor's Right to Cancel.
  1. In addition to any other right otherwise to revoke an offer, the buyer or other person obligated for any part of the purchase price...
• 443 - Form of Notice; Statement of Buyer's Rights.
  1. In a telephone sale, the seller shall furnish to the buyer, in the same language as that principally used in the sales presentation, a...
• 444 - Restoration of Down Payment.
  1. Within thirty days after a telephone sale has been cancelled, the seller shall recredit the buyer's charge account. 2. If the down payment includes...
• 445 - Duty of Buyer.
  1. Except as provided in subdivision four of section four hundred forty-four of this article, within a reasonable time after a telephone sale has been...
• 446 - Restriction on Assignment of Obligation.
  1. A seller shall not negotiate, transfer, sell or assign any note or other evidence of indebtedness to a finance company or other third party...
• 447 - Enforcement; Penalties.
  Whenever there shall be a violation of this article, an application may be made by the attorney general in the name of the people of...
• 448 - Separability.
  If any provision of this article or the application of such provision in certain circumstances shall be held invalid, the validity of the remainder of...

Last modified: February 3, 2019