New York Uniform Commercial Code Law Section 3-121 - Instruments Payable at Bank.

Section 3--121. Instruments Payable at Bank.
A  note or acceptance which states that it is payable at a bank is the
  equivalent of a draft drawn on the bank payable when it falls due out of
  any funds of the maker or  acceptor  in  current  account  or  otherwise
  available for such payment.

Last modified: February 3, 2019