No insurance institution, agent, or insurance support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction. However, a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship with the person about whom the information relates for the purpose of investigating a claim where, based upon specific information available for review by the superintendent of insurance, there is a reasonable basis for suspecting criminal activity, fraud, material misrepresentation, or material nondisclosure in connection with the claim.
Effective Date: 06-29-1995
Section: Previous 3904.01 3904.02 3904.03 3904.04 3904.05 3904.06 3904.07 3904.08 3904.09 3904.10 3904.11 3904.12 3904.13 3904.14 3904.15 NextLast modified: October 10, 2016