In loans upon real property, the borrower shall furnish the savings bank with:
(1) A note or bond secured by a mortgage or deed of trust on the real estate upon which the loan is made; and
(2) A policy of title insurance issued by a reliable title insurance company authorized to insure titles within the state in which the property is situated. [1973 c.797 §371f; 1985 c.554 §10]
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