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disability benefits. On May 13, 1983, Mr. Gaskins was granted
benefits fora period of disability from July 3, 1981, through
December 30,1982. After his 1984 accident in the coal mine, Mr.
Gaskins appealed the cessation of his benefits. On August 5,
1986, the Social Security Administration issued its decision
that Mr. Gaskins had continued to be disabled since 1982. In
October of 1986, Mr. Gaskins received a lump-sum payment of
$17,282.88 of retroactive Social Security disability income.
Mrs. Gaskins received two checks in the amounts of $2,032.50 and
$4,065 as retroactive payments herself and for her children,
respectively. Mr. Gaskins used his lump-sum award towards the
mortgages to avert the threatened foreclosures on the family
home. Beginning in October of 1986, the family received monthly
Social Security income of $693, from which $15.50 in medical
insurance premiums was deducted. The family continues to receive
Social Security income in the amount of $1,078 monthly for the
benefit of the Gaskins and their daughter, Sharon.
Mr. Gaskins also received Workers' Compensation as a
result of his mining accident. On July 11, 1986, Mr. Gaskins
requested that his Workers' Compensation benefits be commuted to
enable him to pay the second mortgage and prevent foreclosure on
the home. In December-of 1986, a lump-sum payment of $74,000 was
approved, from which $7,500-in attorney fees was deducted. Some
of the remaining funds were used to pay off the second mortgage,
taxes, and other past due bills.
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