William C. and Elaine Gaskins - Page 33

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            payments to him or, after his death, to his beneficiaries; the                                 
            amount of each monthly payment is $145.47.                                                     
                  Lifestyle                                                                                
                  From 1979 to 1985, Mrs. Quinn drove a Volkswagen Rabbit.                                 
            Mr. Quinn may have had a pickup around that time.4  At the time                                
            of the trial, Mrs. Quinn drove a 1990 Volkswagen. During the                                   
            years at issue, Mrs. Quinn did not purchase expensive clothing,                                
            drive expensive automobiles, or dine at expensive restaurants.                                 
            Mrs. Quinn has simple tastes and has always lived a modest                                     
            lifestyle. Mrs. Quinn has never owned any expensive jewelry. She                               
            has store charge cards at Boscov's and Pomeroy's department                                    
            stores. The Quinns dine out less than once a month; they go to                                 
            moderately priced restaurants or make use of discount coupons.                                 
                  When their children were young, the Quinns took a few                                    
            family vacations, staying at the beach for 4 or 5 days. The                                    
            Quinns have not been on a vacation together in 27 years. In                                    
            1981, Mrs. Quinn and Linda went to the Bahamas for 5 days to                                   
            celebrate Linda's college graduation.                                                          
                  From 1979 until the present, Mrs. Quinn has given gifts                                  
            averaging $50 per month to her three grandchildren, using her                                  
            own or Mr. Quinn's funds. She also gave gifts of money to her                                  
            daughters. From June of 1983 through June of 1984, Mrs. Quinn                                  
            made payments totaling $1,887.56 on Linda's student loans. Mrs.                                
            Quinn gave Linda $3,000 to buy a house in August of 1987; the                                  
            property was titled in the names of both Linda and Mrs. Quinn.                                 
            During 1989, 1990, and 1991, Mrs. Quinn assisted Linda, who was                                



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