Joseph T. Walker and Nancy Walker - Page 10

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          During 1978 through 1981, the only checking account that either             
     Mr. Walker or Mrs. Walker maintained was their joint checking account.           
     During 1978 through 1981, the total amount of checks they wrote, and             
     total amount of deposits they made, with respect to the account for              
     each year were as follows:                                                       
                    Total Checks        Total Deposits                                
          Year      Written             Made                                          
          1978      $209,693.94         $247,604.68                                   
          1979      259,427.54          240,911.51                                    
          1980      333,693.04          386,649.63                                    
          1981      224,928.48          214,627.62                                    

          On November 18, 1980, Mr. Walker paid $76,504.95 to Merrill                 
     Lynch by writing a check on his and Mrs. Walker's joint checking                 
     account. On April 16, 1981, Mr. Walker paid $15,680 to a Cadillac                
     dealership by writing a check on the account.                                    
          During 1978 through 1981, the sources for the funds Mr.Walker               
     deposited each year into the joint checking account were as follows:             
                              1978      1979           1980      1981                 
          Mr. Walker’s West $89,335.34 $89,l002.39   $99,676.26 $98,726.12            
               Jersey Salary Net                                                      
               of Withholding                                                         
          Tax Refund          --        10,185.67     11,709.73 8,733.15              
          West Jersey Loan   46,043.40 71,000.00     24,283.60    --                  
               Repayment Checks                                                       
          West Jersey "Reim- 66,091.19 12,803.51    135,000.00 61,889.60              
               bursement" Checks                                                      
          West Jersey Check   --        --             7,500.00  --                   
          for Unspecified                                                             
          Purpose                                                                     
          Unknown Sources     46,134.75 57,919.94     108,480.04 45,278.75            









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