- 11 -
Scottsbluff National Bank was in fair to good financial
condition on December 31, 1986. In December 1986, Scottsbluff
National Bank had a secure equity position but a below average
loan loss reserve. The bank's high profitability in the early
1980's may have been partly because it had made an insufficient
allowance for loan losses. Scottsbluff National Bank was well
capitalized, consistently profitable, and efficiently run, but
its loan losses were cause for some concern.
On December 31, 1986, Scottsbluff National Bank was the
seventh largest bank in Nebraska. Seven of the 10 largest
Nebraska banks were located in Lincoln or Omaha, Nebraska.
On December 31, 1986, Scottsbluff National Bank had a loan-to-
deposit ratio of 40.21 percent, the lowest of the 10 largest
banks in Nebraska. The average loan-to-deposit ratio for the
10 banks was 58.7 percent. Of the 10 largest banks in Nebraska,
Scottsbluff National Bank had the third highest percentage of
agricultural loans and the fourth highest percentage of
nonperforming loans.
10. Financial Condition of Western National Bank in 1984-1987
From 1984 to 1986, Western National Bank had income,
expenses, assets, liabilities, and equity capital as follows:
Page: Previous 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 Next
Last modified: May 25, 2011