Clark D. and Janis L. Pulliam - Page 4

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               Pulliam Funeral Homes, P.C. (Homes) is a corporation                   
          chartered in the State of Illinois and doing business in Crawford           
          County, Illinois.  The business was founded in 1947 by Troy L.              
          Pulliam, Jr.  It was incorporated as a professional service                 
          corporation in 1974.  Troy L. Pulliam, Jr., was the sole owner of           
          Homes' stock from 1974 until his death in 1976.  His son, Clark             
          D. Pulliam (Mr. Pulliam), purchased all the stock of Homes in               
          1976, and since that time he has been the sole shareholder,                 
          director, and president of Homes.  Mr. Pulliam is a licensed                
          funeral director and embalmer in the State of Illinois.  He has             
          served as coroner of Crawford County, Illinois.  He is a                    
          decorated Air Force veteran who served in Vietnam.                          
               Prior to January 1, 1992, Homes operated three funeral homes           
          located in the rural eastern Illinois towns of Robinson, Oblong,            
          and Hudsonville.  Robinson has a population of about 7,200 and              
          Oblong has a population of about 1,600.  Oblong is located                  
          approximately 8 miles west of Robinson.  The main offices of                
          Homes are located in Robinson, where Mr. Pulliam has his personal           
          office and manages all the Homes sites.  All three of the funeral           
          homes are modern, well-maintained facilities.                               
               Homes is a successful and profitable business.  In 1991 Mr.            
          Pulliam was paid a salary of $181,400.  Prior to 1992, Homes had            
          not paid any dividends, and it had unappropriated retained                  
          earnings of $1,112,445 on December 31, 1991.                                






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