Estate of Emerson Winkler, Deceased, Thomas Winkler and Darrell S. Winkler, Co-Executors, et al. - Page 4

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             a short distance from Mr. and Mrs. Winkler's home and                     
             gathered at their parents' home almost every Sunday.  Steve               
             Winkler lived approximately 2 hours away from Mr. and                     
             Mrs. Winkler's home and came to the family gatherings about               
             every other week.                                                         
                  Mr. Winkler was in poor health in 1989.  His medical                 
             condition necessitated frequent trips to the Carle Clinic                 
             in Champaign, Illinois, and the Mayo Clinic in Rochester,                 
             Minnesota.  The Carle Clinic is approximately 2 hours from                
             the Winklers' home by car, and the Mayo Clinic is                         
             approximately 8 hours away.  Generally, Mrs. Winkler and                  
             one or more of the Winkler children would drive Mr. Winkler               
             to his appointments at the clinics.  Mrs. Winkler and her                 
             children also made frequent trips to visit Mr. Winkler when               
             he was hospitalized.                                                      
                  During 1989, the State of Illinois operated a weekly                 
             lottery game known as "Lotto".  Lotto tickets cost one                    
             dollar each and contained a combination of six numbers.                   
             Every Saturday night, the Illinois Department of the                      
             Lottery conducted a drawing during which six numbers were                 
             selected at random.  If the six numbers selected during the               
             drawing matched the six numbers on a Lotto ticket, the                    
             holder of the ticket won the "grand prize" for the week of                
             the drawing.  If more than one winning ticket had been                    





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