Alton M. Towles, Jr. - Page 6




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          Paradise Lane property on November 15, 1993, until the time of              
          the trial in this case, Ms. Nichols drove by the Paradise Lane              
          property every day on her way to work.  During that period, she             
          never saw either a for-sale sign or a for-rent sign on that                 
          property.                                                                   
               At some point during 1993, John L. Schultz, Jr. (Mr.                   
          Schultz), a building code enforcement inspector for the City of             
          Treasure Island throughout 1993 and 1994 and most of 1995,                  
          received a complaint that construction work was being done at the           
          Paradise Lane property without appropriate building permits.  Mr.           
          Schultz inspected that property and issued a stop work order on             
          April 5, 1994, with respect to "Changing use of six unit multi-             
          family to single family residence without permit".  Mr. Schultz             
          also sent a letter by certified mail to Ms. Towles and Mr.                  
          Towles, dated June 29, 1994 (June 29, 1994 letter), regarding               
          "Multifamily Dwelling, 18 Paradise Lane".  That letter stated in            
          pertinent part:                                                             
                    This letter is to inform you of the status of the                 
               above mentioned property owned by you.  The "Stop Work                 
               Order" for construction without permits is still in                    
               effect.  The Certified letter explaining your viola-                   
               tions and remedies sent to you on April 19, 1994 was                   
               returned unclaimed.                                                    
                    The above dwelling is and will be considered a                    
               multifamily building with six units.  To change from a                 
               six unit multifamily building to a single family res-                  
               idence, appropriate plans and permits must be submit-                  
               ted, approved and completed.                                           






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