Patricia R. Carpentier - Page 3




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               a.   During the year 1989 you sold securities resulting                
               in a net capital loss in the aggregate amount of                       
               $14,437.00.                                                            
               b.   During the year 1990 you sold securities resulting                
               in a net capital loss in the aggregate amount of                       
               $34,623.00.                                                            
               c.  During the year 1992, you did not have any capital                 
               gains or losses.                                                       
               d.   During the year 1993 you sold securities resulting                
               in a net capital loss in the aggregate amount of                       
               $17,588.00.                                                            
               e.   During the year 1989 you received taxable interest                
               income in the amount of $23,046.00.                                    
               f.   During the year 1990 you received taxable interest                
               income in the amount of $24,421.00.                                    
               g.   During the year 1991 you received taxable interest                
               income in the amount of $17,156.00.                                    
               h.   During the year 1992 you received taxable interest                
               income in the amount of $9,769.00.                                     
               i.   During the year 1993 you received taxable interest                
               income in the amount of $6,025.00.                                     
               j.   During the year 1989 you received taxable dividend                
               income in the amount of $4,468.00.                                     
               k.   During the year 1990 you received taxable dividend                
               income in the amount of $1,102.00.                                     
               l.   During the year 1991 you received taxable dividend                
               income in the amount of $552.00.                                       
               m.   During the year 1992 you received taxable dividend                
               income in the amount of $2,674.00.                                     
               n.   During the year 1993 you received taxable dividend                
               income in the amount of $977.00.                                       









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