Justin W. Ellis - Page 7

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          evidence that GMAC did not intend to pursue collection of                   
          petitioner’s debt.  This evidence is corroborated by cessation of           
          collection activities in 2002.  Our practical assessment of the             
          facts and circumstances is that the debt will never have to be              
          paid and has been discharged.  Respondent’s Motion for Summary              
          Judgment will be granted.                                                   

                                                  An appropriate order and            
                                             decision will be entered.                

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Last modified: May 25, 2011