Darwin J. Albers & Peggy L. Albers - Page 5




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          Dakota, Ltd.  During 2001, Plastic Surgery Associates provided              
          health insurance to Ms. Albers that covered her but not Mr.                 
          Albers or their children.                                                   
               On December 21, 1995, Mr. Albers signed a preprinted form              
          that was an authorization to provide a medical reimbursement plan           
          under AgriPlan through AgriBiz.  The preprinted form on which               
          that authorization appeared stated in pertinent part:                       
               (1) EMPLOYER INFORMATION   AgriPlan : BizPlan 9                        
               Employer Last Name          First Name                                 
                    Albers                   Darwin                                   
               Filing Status: : Sole proprietor  9 K-1 Partnership                    
                              9 C Corporation    9 Sub S Corporation                  
               (2) PARTICIPATION AND ELIGIBILITY REQUIREMENTS (Check                  
               excluded employees and elect the respective                            
               maximums; if a maximum is not elected, it will                         
               automatically be defaulted to the maximum allowed.)                    
               :   Part-time employees not completing 20 hours of                     
               work per week (maximum of 35 hours * * *                               
               :   Seasonal employees not completing 9 months of                      
               work within a year (maximum of 9 months * * *                          
               :   Employees not completing 25 years of age                           
               (maximum 25 years)                                                     
               :   Current employees not completing 36 months of                      
               service with employer (maximum of 36 months)                           
               :   New employees not completing 36 months of                          
               service with employer (maximum 36 months)                              
               :   Employees who are non-U.S. citizens                                
               (3) ELIGIBLE EMPLOYEES -- Each additional employee is                  
               $50.00.  Attach a separate list, if necessary.                         








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