- 11 - trust provided in pertinent part: Borrower [Kevin O’Malley] owes Lender [F&M Bank] the principal sum of Two Hundred Fifty Four Thousand Four hundred and no/100 Dollars (U.S. $254,400.00). This debt is evidenced by Borrower’s note dated the same date as this Security Instrument (“Note”), which pro- vides for monthly payments, with the full debt, if not paid earlier, due and payable on January 1, 2030. This Security Instrument secures to Lender: (a) the repay- ment of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the performance of Borrower’s covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in Anne Arundel County, Maryland * * * [Lot 5]. On December 16, 1999, the December 2, 1999 deed of trust was recorded in the land records of Anne Arundel County. We shall refer to the above-described events occurring on December 2, 1999, as the December 2, 1999 transaction. Page 1 of a U.S. Department of Housing and Urban Development (HUD) settlement statement (December 2, 1999 settlement state- ment) prepared with respect to the December 2, 1999 transaction showed the following entries:Page: Previous 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 NextLast modified: November 10, 2007