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waiting for money to gamble (either from the casino or by having
to go get money from an ATM).
Mr. Gagliardi did not get emotionally excited when he won at
the slot machines. Mr. Gagliardi did not get excited when he won
jackpots of $1,200 or greater because the slot machine would
freeze or lock up until he was issued his slot machine winnings
and a Form W-2G by the casino. Furthermore, Mr. Gagliardi knew
that eventually he would lose any winnings playing the slot
machines.
Mr. Gagliardi lived with his girlfriend, Susan Serum (Ms.
Serum). Ms. Serum went with Mr. Gagliardi to the casinos and
watched him gamble away his money. While watching Mr. Gagliardi
gamble, Ms. Serum saw that he did not get excited and did not
enjoy playing the slot machines. Initially, Ms. Serum and Mr.
Gagliardi would drive to the casinos together. At some point,
Ms. Serum began to take her own car because the ride home from
the casinos was “no fun”. When she rode with Mr. Gagliardi, she
stayed at the casinos with him until he left. Often, Ms. Serum
would just follow Mr. Gagliardi around and watch him gamble. In
or around 2003, Ms. Serum ended her relationship with Mr.
Gagliardi as he was never home because of his pathological
gambling disorder. After she moved out of Mr. Gagliardi’s home,
he did not notice that she was gone until 2 or 3 days later.
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Last modified: March 27, 2008