Ronald B. and Annette C. Talmage - Page 13




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          and was unaware of any loans with respect to the Rivercliff                 
          property.                                                                   
               On April 15, 1999, Multnomah County issued a decision                  
          approving the Talmages’ application to develop the Rivercliff               
          property.  However, on April 23, 1999, the Friends of the                   
          Columbia Gorge appealed the decision with respect to the                    
          Talmages’ plans to build a new home.  An appeal hearing was held            
          on the matter on May 21, 1999.                                              
               On June 9, 1999, petitioner, Kumiko Talmage, and Lillian               
          Talmage moved from Japan to the Rivercliff property and took up             
          residence in the original farm dwelling.  Petitioner paid the               
          Cascade Athletic Club $912 with a check dated June 10, 1999, for            
          Kumiko Talmage’s club membership fees.  Petitioner’s address                
          listed on the check was the Rivercliff property address.                    
               On June 28, 1999, Multnomah County approved the construction           
          of one replacement dwelling for single-family use, subject to a             
          number of conditions.  Petitioner, not having received the                  
          approval, on June 29, 1999, mailed a letter to Multnomah County             
          stating that he and his family had not been able to attend the              
          May 21, 1999, appeal hearing because they had been in the process           
          of moving from Japan to the Rivercliff property.  The letter also           
          stated that as of June 29, 1999, petitioner and his family                  
          permanently resided on the Rivercliff property and the Friends’             
          appeal had become a “considerable and very real burden to [their]           







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