Code of Virginia - Title 38.2 Insurance - Section 38.2-3133 Calendar year statutory valuation interest rates

§ 38.2-3133. Calendar year statutory valuation interest rates

A. The calendar year statutory valuation interest rates, referred to in this section as "I," shall be determined as follows and the results rounded to the nearest one-quarter of one percent:

1. For life insurance,

I=.03 + W (R1-.03) + (W/2) (R2-.09)

where

R1 is the lesser of R and .09,

R2 is the greater of R and .09,

R is the reference interest rate defined in § 38.2-3135, and

W is the weighting factor defined in § 38.2-3134;

2. For single premium immediate annuities, and for annuity benefits involving life contingencies arising from other annuities with cash settlement options, and from guaranteed interest contracts with cash settlement options,

I=.03 + W (R-.03)

where

R is the reference interest rate defined in § 38.2-3135, and

W is the weighting factor defined in § 38.2-3134;

3. For other annuities with cash settlement options and guaranteed interest contracts with cash settlement options, valued on an issue year basis, except as stated in subdivision 2 of this subsection, the formula for life insurance stated in subdivision 1 of this subsection shall apply to annuities and guaranteed interest contracts with guarantee durations in excess of ten years. The formula for single premium immediate annuities stated in subdivision 2 of this subsection shall apply to annuities and guaranteed interest contracts with guarantee duration of ten years or less;

4. For other annuities with no cash settlement options and for guaranteed interest contracts with no cash settlement options, the formula for single premium immediate annuities stated in subdivision 2 of this subsection shall apply;

5. For other annuities with cash settlement options and guaranteed interest contracts with cash settlement options, valued on a change in fund basis, the formula for single premium immediate annuities stated in subdivision 2 of this subsection shall apply.

B. However, if the calendar year statutory valuation interest rate for any life insurance policies issued in any calendar year determined without reference to this sentence differs from the corresponding actual rate for similar policies issued in the immediately preceding calendar year by less than one-half of one percent, the calendar year statutory valuation interest rate for life insurance policies shall equal the corresponding actual rate for the immediately preceding calendar year. For purposes of applying the immediately preceding sentence, the calendar year statutory valuation interest rate for life insurance policies issued in a calendar year shall be determined for 1980, using the reference interest rate defined for 1979, and shall be determined for each later calendar year regardless of when § 38.2-3209 becomes operative.

(Code 1950, § 38-394; 1952, c. 317, § 38.1-456; 1959, Ex. Sess., c. 43; 1962, c. 562; 1975, c. 215; 1979, c. 437; 1982, c. 227; 1986, c. 562.)

Sections:  Previous  38.2-3127  38.2-3127.1  38.2-3128  38.2-3129  38.2-3130  38.2-3131  38.2-3132  38.2-3133  38.2-3134  38.2-3135  38.2-3136  38.2-3137  38.2-3138  38.2-3139  38.2-3140  Next

Last modified: April 16, 2009