§ 38.2-3528. Incontestability
A. Each group accident and sickness insurance policy shall contain a provision that the validity of the policy shall not be contested, except for nonpayment of premiums, after it has been in force for two years from its date of issue.
B. The provision shall also state that no statement made by any person insured under the policy relating to his insurability or the insurability of his insured dependents shall be used in contesting the validity of the insurance with respect to which such statement was made:
1. After the insurance has been in force prior to the contest for a period of two years during the lifetime of the person about whom the statement was made; and
2. Unless the statement is contained in a written instrument signed by him.
C. This provision shall not preclude the assertion at any time of defenses based on the person's ineligibility for coverage under the policy or upon other provisions in the policy.
(1986, c. 562.)
Sections: Previous 38.2-3523.2 38.2-3523.3 38.2-3523.4 38.2-3524 38.2-3525 38.2-3526 38.2-3527 38.2-3528 38.2-3529 38.2-3530 38.2-3531 38.2-3532 38.2-3533 38.2-3534 38.2-3535 NextLast modified: April 3, 2009