Revised Code of Washington - RCW Title 18 Businesses And Professions - Chapter 18.28 Debt Adjusting

18.28.010 Definitions
Unless a different meaning is plainly required by the context, the following words and phrases as hereinafter used in this chapter shall have the following ...

18.28.080 Fees for debt adjusting services -- Limitations -- Requirements
(1) By contract a debt adjuster may charge a reasonable fee for debt adjusting services. The total fee for debt adjusting services may not exceed ...

18.28.090 Excess charges -- Contract void -- Return of payments
If a debt adjuster contracts for, receives or makes any charge in excess of the maximums permitted by this chapter, except as the result of ...

18.28.100 Contract requirements
Every contract between a debt adjuster and a debtor shall: (1) List every debt to be handled with the creditor's name and disclose the approximate ...

18.28.110 Debt adjuster -- Functions required to be performed
Every debt adjuster shall perform the following functions: (1) Make a permanent record of all payments by debtors, or on the debtors' behalf, and of ...

18.28.120 Debt adjuster -- Prohibited acts
A debt adjuster shall not: (1) Take any contract, or other instrument which has any blank spaces when signed by the debtor; (2) Receive or ...

18.28.130 Legal services -- Rendering or obtaining -- Using name of attorney -- Prohibited
Without limiting the generality of the foregoing and other applicable laws, the debt adjuster, manager or an employee of the debt adjuster shall not: (1) ...

18.28.140 Assignment of wages not prohibited
Nothing in this chapter shall be construed as prohibiting the assignment of wages by a debtor to a debt adjuster, if such assignment is otherwise ...

18.28.150 Trust account for payments by debtor -- Disbursements
(1) Any payment received by a debt adjuster from or on behalf of a debtor shall be held in trust by the debt adjuster from ...

18.28.165 Investigations
For the purpose of discovering violations of this chapter or securing information lawfully required under this chapter, the office of the attorney general may at ...

18.28.180 Administrative procedure act to govern administration
The administrative procedure act, chapter 34.05 RCW, shall wherever applicable herein, govern the rights, remedies, and procedures respecting the administration of this chapter.[1967 c 201 ...

18.28.185 Violations -- Unfair practice under chapter 19.86 RCW
A violation of this chapter constitutes an unfair or deceptive act or practice in the conduct of trade or commerce under chapter 19.86 RCW.[1979 c ...

18.28.190 Violations -- Penalty
Any person who violates any provision of this chapter or aids or abets such violation, or any rule lawfully adopted under this chapter or any ...

18.28.200 Violations -- Injunctions
Notwithstanding any other actions which may be brought under the laws of this state, the attorney general or the prosecuting attorney of any county within ...

18.28.210 Violations -- Assurance of discontinuance -- Effect
The attorney general may accept an assurance of discontinuance of any act or practice deemed in violation of this chapter in the enforcement thereof from ...

18.28.220 Violation of injunction -- Civil penalty
Any person who violates any injunction issued pursuant to this chapter shall forfeit and pay a civil penalty of not more than one thousand dollars. ...

18.28.900 Saving prior contracts
The provisions of this chapter shall not invalidate or make unlawful contracts between debt adjusters and debtors executed prior to the effective date of this ...

18.28.910 Severability -- 1967 c 201
If any provision of this act, or its application to any person or circumstance, is held invalid, the remainder of the act, or the application ...