Revised Code of Washington - RCW Title 48 Insurance - Section 48.18.540 Cancellations, denials, refusals to renew -- Written notification

§ 48.18.540. Cancellations, denials, refusals to renew -- Written notification

Every insurer upon canceling, denying, or refusing to renew any disability policy, shall, upon written request, directly notify in writing the applicant or insured, as the case may be, of the reasons for the action by the insurer and to any person covered under a group contract. Any benefits, terms, rates, or conditions of such a contract that are restricted, excluded, modified, increased, or reduced shall, upon written request, be set forth in writing and supplied to the insured and to any person covered under a group contract. The written communications required by this section shall be phrased in simple language that is readily understandable to a person of average intelligence, education, and reading ability.

[1993 c 492 § 281.]

Notes:
     Findings -- Intent -- 1993 c 492: See notes following RCW 43.20.050.

     Short title -- Severability -- Savings -- Captions not law -- Reservation of legislative power -- Effective dates -- 1993 c 492: See RCW 43.72.910 through 43.72.915.

Sections:  Previous  48.18.450  48.18.452  48.18.460  48.18.470  48.18.480  48.18.510  48.18.520  48.18.540  48.18.543  48.18.545  48.18.547  48.18.550  48.18.553  48.18.555  48.18.565  Next

Last modified: April 7, 2009