Revised Code of Washington - RCW Title 48 Insurance - Section 48.20.013 Return of policy and refund of premium -- Notice required -- Effect of return

§ 48.20.013. Return of policy and refund of premium -- Notice required -- Effect of return

Every individual disability insurance policy issued after January 1, 1968, except single premium nonrenewable policies, shall have printed on its face or attached thereto a notice stating in substance that the person to whom the policy is issued shall be permitted to return the policy within ten days of its delivery to the purchaser and to have the premium paid refunded if, after examination of the policy, the purchaser is not satisfied with it for any reason. An additional ten percent penalty shall be added to any premium refund due which is not paid within thirty days of return of the policy to the insurer or agent. If a policy holder or purchaser pursuant to such notice, returns the policy to the insurer at its home or branch office or to the agent through whom it was purchased, it shall be void from the beginning and the parties shall be in the same position as if no policy had been issued.

[1983 1st ex.s. c 32 § 9; 1967 c 150 § 26.]

     RCW 48.20.013

Return of policy and refund of premium Notice required Effect of return. (Effective July 1, 2009.)

Every individual disability insurance policy issued after January 1, 1968, except single premium nonrenewable policies, shall have printed on its face or attached thereto a notice stating in substance that the person to whom the policy is issued shall be permitted to return the policy within ten days of its delivery to the purchaser and to have the premium paid refunded if, after examination of the policy, the purchaser is not satisfied with it for any reason. An additional ten percent penalty shall be added to any premium refund due which is not paid within thirty days of return of the policy to the insurer or insurance producer. If a policy holder or purchaser pursuant to such notice, returns the policy to the insurer at its home or branch office or to the insurance producer through whom it was purchased, it shall be void from the beginning and the parties shall be in the same position as if no policy had been issued.

[2008 c 217 § 21; 1983 1st ex.s. c 32 § 9; 1967 c 150 § 26.]

Notes:
     Severability -- Effective date -- 2008 c 217: See notes following RCW 48.03.020.

Sections:  Previous  48.20.002  48.20.012  48.20.013  48.20.015  48.20.022  48.20.025  48.20.028  48.20.029  48.20.032  48.20.042  48.20.050  48.20.052  48.20.062  48.20.072  48.20.082  Next

Last modified: April 7, 2009