Revised Code of Washington - RCW Title 48 Insurance - Chapter 48.01 Initial Provisions

48.01.010 Short title
Title 48 RCW constitutes the insurance code.[1975 1st ex.s. c 266 § 2; 1947 c 79 § .01.01; Rem. Supp. 1947 § 45.01.01.]Notes: Severability -- ...

48.01.020 Scope of code
All insurance and insurance transactions in this state, or affecting subjects located wholly or in part or to be performed within this state, and all ...

48.01.030 Public interest
The business of insurance is one affected by the public interest, requiring that all persons be actuated by good faith, abstain from deception, and practice ...

48.01.035 "Developmental disability" defined
The term "developmental disability" as used in this title means a disability attributable to mental retardation, cerebral palsy, epilepsy, autism, or another neurological condition closely ...

48.01.040 "Insurance" defined
Insurance is a contract whereby one undertakes to indemnify another or pay a specified amount upon determinable contingencies.[1947 c 79 § .01.04; Rem. Supp. 1947 ...

48.01.050 "Insurer" defined
"Insurer" as used in this code includes every person engaged in the business of making contracts of insurance, other than a fraternal benefit society. A ...

48.01.053 "Issuer" defined
"Issuer" as used in this title and chapter 26.18 RCW means insurer, fraternal benefit society, certified health plan, health maintenance organization, and health care service ...

48.01.060 "Insurance transaction" defined
"Insurance transaction" includes any: (1) Solicitation. (2) Negotiations preliminary to execution. (3) Execution of an insurance contract. (4) Transaction of matters subsequent to execution of ...

48.01.070 "Person" defined
"Person" means any individual, company, insurer, association, organization, reciprocal or interinsurance exchange, partnership, business trust, or corporation.[1947 c 79 § .01.07; Rem. Supp. 1947 § ...

48.01.080 Penalties
Except as otherwise provided in this code, any person violating any provision of this code is guilty of a gross misdemeanor and will, upon conviction, ...

48.01.090 Severability -- 1947 c 79
If any provision of this code or the application thereof to any circumstance is held invalid, the remainder of the code, or the application of ...

48.01.100 Existing officers
Continuation by this code of any office existing under any act repealed herein preserves the tenure of the individual holding the office at the effective ...

48.01.110 Existing licenses
Every license or certificate of authority in force immediately prior to the effective date of this code and existing under any act herein repealed is ...

48.01.120 Existing insurance forms
Every form of insurance document in use at the effective date of this code in accordance with the commissioner's approval pursuant to any act herein ...

48.01.130 Existing actions, violations
No action or proceeding commenced, and no violation of law existing, under any act herein repealed is affected by the repeal, but all procedure hereafter ...

48.01.140 Headings
The meaning or scope of any provision is not affected by chapter, section, or paragraph headings.[1947 c 79 § .01.14; Rem. Supp. 1947 § 45.01.14.] ...

48.01.150 Particular provisions prevail
Provisions of this code relating to a particular kind of insurance or a particular type of insurer or to a particular matter prevail over provisions ...

48.01.160 Repealed acts not revived
Repeal by this code of any act shall not revive any law heretofore repealed or superseded.[1947 c 79 § .01.16; Rem. Supp. 1947 § 45.01.16.] ...

48.01.170 Effective date -- 1947 c 79
This code shall become effective on the first day of October, 1947.[1947 c 79 § .01.17; Rem. Supp. 1947 § 45.01.17.] ...

48.01.180 Adopted children -- Insurance coverage
(1) A child of an insured, subscriber, or enrollee shall be considered a dependent child for insurance purposes under this title upon assumption by the ...

48.01.190 Immunity from civil liability
(1) Any person who files reports, or furnishes other information, required under Title 48 RCW, required by the commissioner under authority granted by Title 48 ...

48.01.220 Mental health regional support networks -- Limited exemption
The activities and operations of mental health regional support networks, to the extent they pertain to the operation of a medical assistance managed care system ...

48.01.230 Eligibility for coverage or making payments may not be contingent on eligibility for medical assistance
An issuer and an employee welfare benefit plan, whether insured or self funded, as defined in the employee retirement income security act of 1974, 29 ...

48.01.235 Enrollment of a child under the health plan of the child's parent -- Requirements -- Restrictions
(1) An issuer and an employee welfare benefit plan, whether insured or self funded, as defined in the employee retirement income security act of 1974, ...

48.01.250 Assistance or services in exchange for dues, assessments, or periodic or lump-sum payments -- Certificate of authority required -- Certain travel or automobile services excepted -- Violations
(1) Any person, firm, partnership, corporation, or association promising, in exchange for dues, assessments, or periodic or lump-sum payments, to furnish members or subscribers with ...

48.01.260 Health benefit plans -- Carriers -- Clarification
(1) Except as required in RCW 48.21.045, 48.44.023, and 48.46.066, nothing in this title shall be construed to require a carrier, as defined in RCW ...

48.01.270 PACE programs--Exemption
The activities and operations of PACE programs, as defined in RCW 74.09.523 and as authorized under sections 1894, 1905(a), and 1934 of the social security ...

48.01.280 Private air ambulance service -- Exempt when conditions are met
A private air ambulance service that solicits membership subscriptions, accepts membership applications, charges membership fees, and provides air ambulance services, to subscription members and designated ...