Revised Code of Washington - RCW Title 48 Insurance - Chapter 48.25 Industrial Life Insurance

48.25.010 Scope of chapter
The provisions of this chapter apply only to industrial life insurance contracts.[1947 c 79 § .25.01; Rem. Supp. 1947 § 45.25.01.] ...

48.25.020 Industrial life insurance defined
"Industrial" life insurance is any life insurance provided by an individual insurance contract issued in face amount of less than one thousand dollars, under which ...

48.25.030 Compliance enjoined
No policy of industrial life insurance shall be delivered or be issued for delivery in this state after January 1, 1948, except in compliance with ...

48.25.040 Standard provisions
No such policy shall be so issued or delivered unless it contains in substance the provisions as required by this chapter, or provisions which in ...

48.25.050 Grace period
There shall be a provision that the insured is entitled to a grace period of four weeks within which the payment of any premium after ...

48.25.060 Entire contract
There shall be a provision that the policy shall constitute the entire contract between the parties, or, if a copy of the application is endorsed ...

48.25.070 Incontestability
There shall be a provision that the policy shall be incontestable after it has been in force during the lifetime of the insured for a ...

48.25.080 Misstatement of age
There shall be a provision that if it is found that the age of the individual insured, or the age of any other individual considered ...

48.25.090 Dividends
If a participating policy, there shall be a provision that the insurer shall annually ascertain and apportion any divisible surplus accruing on the policy, and ...

48.25.100 Nonforfeiture benefits
There shall be a provision for nonforfeiture benefits as required by chapter 48.76 RCW.[1983 c 3 § 152; 1947 c 79 § .25.10; Rem. Supp. ...

48.25.110 Cash surrender value
There shall be a provision for a cash surrender value as required by chapter 48.76 RCW.[1983 c 3 § 153; 1947 c 79 § .25.11; ...

48.25.120 Reinstatement
There shall be a provision that the policy may be reinstated at any time within two years from the due date of the premium in ...

48.25.130 Settlement
There shall be a provision that when the policy becomes a claim by the death of the insured, settlement shall be made upon receipt of ...

48.25.140 Authority to alter policy
There shall be a provision that no agent shall have the power or authority to waive, change or alter any of the terms or conditions ...

48.25.150 Beneficiary
(1) Each such policy shall have a space on the front or back page of the policy for the name of the beneficiary designated with ...

48.25.160 Facility of payment clause
Such a policy may also provide that if the beneficiary designated in the policy does not surrender the policy with due proof of death within ...

48.25.170 Payment of premiums direct
In the case of weekly premium policies, there may be a provision that upon proper notice to the insurer while premiums on the policy are ...

48.25.180 Conversion -- Weekly premium policies
There shall be a provision in the case of weekly premium policies granting, upon proper written request and upon presentation of evidence of the insurability ...

48.25.190 Conversion -- Monthly premium policies
There shall be a provision, in the case of monthly premium industrial policies, granting, upon proper written request and upon presentation of evidence of the ...

48.25.200 Title on policy
There shall be a title on the face of each such policy briefly describing its form.[1947 c 79 § .25.20; Rem. Supp. 1947 § 45.25.20.] ...

48.25.210 Application to term and specified insurance
Any of the provisions required by this chapter or any portion thereof which are not applicable to single premium or term policies or to policies ...

48.25.220 Prohibited provisions
No such policy shall contain: (1) A provision by which the insurer may deny liability under the policy for the reason that the insured has ...

48.25.230 Limitation of liability
The insurer may in any such policy limit its liability for the same causes and to the same extent as is provided in RCW 48.23.260 ...