Revised Code of Washington - RCW Title 48 Insurance - Chapter 48.29 Title Insurers

48.29.005 Administration of chapter -- Rules
The commissioner may adopt rules to implement and administer this chapter, including but not limited to: (1) Establishing the information to be included in the ...

48.29.010 Scope of chapter -- Definitions
(1) This chapter relates only to title insurers for real property. (2) This code does not apply to persons engaged in the business of preparing ...

48.29.015 Requirement to maintain records -- Report to commissioner
(1) A title insurance agent shall maintain records of its title orders sufficient to indicate the source of the title orders. (2) Every title insurance ...

48.29.020 Certificate of authority -- Qualifications
A title insurer is not entitled to have a certificate of authority unless: (1) It is a stock corporation; (2) It owns or leases and ...

48.29.040 May do business in two or more counties -- Restrictions
(1) Subject to the deposit requirements of *RCW 48.29.030, a title insurer having its principal offices in one county may be authorized to transact business ...

48.29.120 Reserve requirements
In determining the financial condition of a title insurer doing business under this title, the general provisions of chapter 48.12 RCW requiring the establishment of ...

48.29.130 Investments
A domestic title insurer shall invest its funds as follows: (1) Funds in an amount not less than its reserve required by RCW 48.29.120 must ...

48.29.140 Premium rates -- Required filings -- Transition date set by rule
(1) Premium rates for the insuring or guaranteeing of titles shall not be excessive, inadequate, or unfairly discriminatory. (2) Each title insurer shall forthwith file ...

48.29.143 Premium rates -- Actuarily sound estimates
(1) Premium rates for the insuring or guaranteeing of titles shall not be excessive, inadequate, or unfairly discriminatory. (2) A rate is not excessive, inadequate, ...

48.29.147 Required filings -- Information subject to review -- Commissioner's powers -- Timing
(1) Every title insurer shall, before using, file with the commissioner every manual of title insurance rules and rates, rating plan, rate schedule, minimum rate, ...

48.29.150 Taxation of title insurers
Title insurers and their property shall be taxed by this state in accordance with the general laws relating to taxation, and not otherwise.[1947 c 79 ...

48.29.155 Agent license -- Financial responsibility -- Definitions
(1) At the time of filing an application for a title insurance agent license, or any renewal or reinstatement of a title insurance agent license, ...

48.29.160 Agents -- County tract indexes required
To be licensed as [an] agent of a title insurer, the applicant must own or lease and maintain a complete set of tract indexes of ...

48.29.170 Agents -- Separate licenses for individuals not required
Title insurance agents are exempt from the provisions of *RCW 48.17.180(1) that require that each individual empowered to exercise the authority of a licensed firm ...

48.29.180 Disclosure of energy conservation payment obligations -- Informational note -- Liability
The existence of notices of payment obligations in RCW 80.28.065 may be disclosed as an informational note to a preliminary commitment for policy of title ...

48.29.190 Conducting business as escrow agent -- Requirements -- Violation, penalties
(1) Every title insurance company and title insurance agent conducting the business of an escrow agent as defined in RCW 18.44.011 and exempt from licensing ...

48.29.193 Escrow services -- Schedule of fees filed with commissioner
(1) Each title insurer and title insurance agent shall immediately file with the commissioner a schedule of its fees for providing escrow services. (2) The ...

48.29.195 Escrow services -- Schedule of fees made available to public
(1) Each title insurer and title insurance agent shall make available to the public schedules of its currently effective title insurance premiums and fees for ...

48.29.200 Prohibited practices
It is a violation of this chapter for any title insurance company and title insurance agent in the conduct of the business of an escrow ...

48.29.210 Business inducements -- Prohibited practices
(1) A title insurer, title insurance agent, or employee, agent, or other representative of a title insurer or title insurance agent shall not, directly or ...

48.29.213 Return on ownership interest -- Certain payments authorized
(1) RCW 48.29.210, 18.85.053, 18.44.305, or 19.146.103 does not make unlawful the payment by a title insurer or title insurance agent and the receipt by ...

48.29.900 Severability -- 2008 c 110
If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application ...