Revised Code of Washington - RCW Title 48 Insurance - Chapter 48.84 Long-Term Care Insurance Act

• 48.84.010 General provisions, intent
  This chapter may be known and cited as the "long-term care insurance act" and is intended to govern the content and sale of long-term care ...
• 48.84.020 Definitions
  Unless the context requires otherwise, the definitions in this section apply throughout this chapter. (1) "Long-term care insurance" or "long-term care benefit contract" means any ...
• 48.84.030 Rules -- Benefits-premiums ratio, coverage limitations
  (1) The commissioner shall adopt rules requiring reasonable benefits in relation to the premium or price charged for long-term care policies and contracts which rules ...
• 48.84.040 Policies and contracts -- Prohibited provisions
  No long-term care insurance policy or benefit contract may: (1) Use riders, waivers, endorsements, or any similar method to limit or reduce coverage or benefits; ...
• 48.84.050 Disclosure rules -- Required provisions in policy or contract
  (1) The commissioner shall adopt rules requiring disclosure to consumers of the level, type, and amount of benefits provided and the limitations, exclusions, and exceptions ...
• 48.84.060 Prohibited practices
  No agent, broker, or other representative of an insurer, contractor, or other organization selling or offering long-term care insurance policies or benefit contracts may: (1) ...
• 48.84.070 Separation of data regarding certain policies
  Commencing with reports for accounting periods beginning on or after January 1, 1988, all insurers, fraternal benefit societies, health care services contractors, and health maintenance ...
• 48.84.900 Severability -- 1986 c 170
  If any provision of this act or its application to any person or circumstance is held invalid, the remainder of the act or the application ...
• 48.84.910 Effective date, application -- 1986 c 170
  RCW 48.84.060 shall take effect on November 1, 1986, and the commissioner shall adopt all rules necessary to implement RCW 48.84.060 by its effective date ...

Last modified: April 7, 2009