Revised Code of Washington - RCW Title 62A Uniform Commercial Code - Section 62A.4-205 Depositary bank holder of unindorsed item

§ 62A.4-205. Depositary bank holder of unindorsed item

If a customer delivers an item to a depositary bank for collection:

(a) The depositary bank becomes a holder of the item at the time it receives the item for collection if the customer at the time of delivery was a holder of the item, whether or not the customer indorses the item, and, if the bank satisfies the other requirements of RCW 62A.3-302, it is a holder in due course; and

(b) The depositary bank warrants to collecting banks, the payor bank or other payor, and the drawer that the amount of the item was paid to the customer or deposited to the customer's account.

[1993 c 229 § 92; 1965 ex.s. c 157 § 4-205.]

Notes:
     Recovery of attorneys' fees -- Effective date -- 1993 c 229: See RCW 62A.11-111 and 62A.11-112.

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Last modified: April 7, 2009