California Civil Code TITLE 1.3 - CREDIT CARDS

• Section 1747.
  This title may be cited as the “Song-Beverly Credit Card Act of 1971.”(Added by Stats. 1971, Ch. 1019.)
• Section 1747.01.
  It is the intent of the Legislature that the provisions of this title as to which there are similar provisions in the federal Truth in...
• Section 1747.02.
  As used in this title:(a) “Credit card” means any card, plate, coupon book, or other single credit device existing for the purpose of being used from...
• Section 1747.03.
  (a) Any rights or responsibilities created by this title that are based on the use of a credit card shall have no effect with respect to:(1) Those...
• Section 1747.04.
  Any waiver of the provisions of this title is contrary to public policy, and is void and unenforceable.(Added by Stats. 2002, Ch. 815, Sec. 2....
• Section 1747.05.
  (a) No credit card shall be issued except:(1) In response to an oral or written request or application therefor.(2) As a renewal of, or in substitution for, an...
• Section 1747.06.
  (a) A credit card issuer that mails an offer or solicitation to receive a credit card and, in response, receives a completed application for a credit...
• Section 1747.08.
  (a) Except as provided in subdivision (c), no person, firm, partnership, association, or corporation that accepts credit cards for the transaction of business shall do any...
• Section 1747.09.
  (a) Except as provided in this section, no person, firm, partnership, association, corporation, or limited liability company that accepts credit or debit cards for the transaction...
• Section 1747.10.
  A cardholder shall be liable for the unauthorized use of a credit card only if all of the following conditions are met:(a) The card is an...
• Section 1747.20.
  If 10 or more credit cards are issued by one card issuer for use by the employees of an organization, Section 1747.10 does not prohibit...
• Section 1747.40.
  If a card issuer fails to give a timely response to an inquiry of a cardholder concerning any debit or credit applicable to an obligation...
• Section 1747.50.
  (a) Every card issuer shall correct any billing error made by the card issuer within two complete billing cycles, but in no event later than 90...
• Section 1747.60.
  (a) Every retailer shall correct any billing error made by the retailer within 60 days from the date on which an inquiry concerning a billing error...
• Section 1747.65.
  (a) A card issuer shall not be liable for a billing error made by the retailer.(b) A retailer shall not be liable for a billing error made...
• Section 1747.70.
  (a) No card issuer shall knowingly give any untrue credit information to any other person concerning a cardholder.(b) No card issuer, after receiving an inquiry from a...
• Section 1747.80.
  (a) No card issuer shall refuse to issue a credit card to any person solely because of any characteristic listed or defined in subdivision (b) or...
• Section 1747.81.
  (a) If a card issuer has determined in the normal course of business that it will issue a card to a married woman, the card shall...
• Section 1747.85.
  Unless requested by the cardholder, no card issuer shall cancel a credit card without having first given the cardholder 30 days’ written notice of its...
• Section 1747.90.
  (a) (1) Subject to the limitation contained in subdivision (b), a card issuer who has issued a credit card to a cardholder pursuant to an open-end consumer...
• Section 1747.94.
  (a) In addition to any other disclosures required by law, a card issuer of a secured credit card shall, in every advertisement or solicitation to prospective...
• Section 1748.
  Any provision in a contract between a card issuer and a retailer which has the effect of prohibiting the retailer from offering price discounts or...
• Section 1748.1.
  (a) No retailer in any sales, service, or lease transaction with a consumer may impose a surcharge on a cardholder who elects to use a credit...
• Section 1748.5.
  (a) A cardholder may request, not more frequently than once a year, that the card issuer inform the cardholder of the total amount of finance charges...
• Section 1748.7.
  (a) No person shall process, deposit, negotiate, or obtain payment of a credit card charge through a retailer’s account with a financial institution or through a...
• Section 1748.9.
  (a) A credit card issuer that extends credit to a cardholder through the use of a preprinted check or draft shall disclose on the front of...
• Section 1748.95.
  (a) (1) Upon the request of a person who has obtained a police report pursuant to Section 530.6 of the Penal Code, a credit card issuer shall...

Last modified: October 22, 2018