Appeal No. 1997-3968 Application No. 08/318,914 advantageous than cash because it “minimizes costs and hazards associated with cash usage” (column 8, line 57 through column 9, line 1), and the commonly known prior art, the examiner is of the opinion that “it would have been obvious to modernize and update the conventional offering plate so as to be able to process debit/credit cards as well as receive cash contributions as taught by Teicher” (Answer, page 6). Kumar discloses a portable, battery-powered, hand-held terminal device 10 that can read credit cards (Figure 1; column 3, lines 39 through 47). In view of Kumar’s teachings, the examiner contends that (Answer, pages 7 and 8): [I]t would have been obvious to one of ordinary skill in the art at the time the invention was made to integrate such an old and well known portable electronic device/terminal to a conventional offering plate as modified by commonly known prior art procedures in view of the teachings of Teicher, due to the fact that Kumar’s electronic device/terminal is portable, feasible, compact, and mostly to provide the conventional offering plate with the latest technology which accepts both credit cards as well as cash contributions. Clearly, one of ordinary skill would recognize the convenience and benefits of using credit cards instead of cash in any application. As noted above, the conventional offering plate is employed to accept a plurality of successive contribution transactions. The routine controlling the terminal of Kumar accepts successive transactions as well. Notwithstanding our agreement with the examiner that it 4Page: Previous 1 2 3 4 5 6 7 NextLast modified: November 3, 2007