Appeal No. 2001-2627
Application No. 09/472,658
money debited from the credit card to be transferred to a first
savings vehicle and second savings vehicle having different
beneficiaries because of the convenience of allowing flexible
investing procedures. In particular, allowing one to use a
second savings vehicle having different beneficiaries would
afford one the safety and flexibility of meeting one's long-term
financial objectives. Therefore, we will sustain the Examiner's
rejection of claims 34 through 46 under 35 U.S.C. § 103 as being
unpatentable over Fernandez-Holmann.
We note that the Appellant has not made an argument as to
the rejection of claims 61 through 65 under 35 U.S.C. § 103 as
being unpatentable over Fernandez-Holmann and Simpson. As
pointed out above, these arguments are thereby waived.
Therefore, we will sustain the rejection of these claims as well.
In conclusion, we have sustained the Examiner's rejection of
claims 22, 23, 25 through 28, 31 through 46, 50 through 55 and 61
through 65. We cannot sustain the rejection of claims 1 through
21 and 56 through 60.
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