Ex Parte SIMPSON et al - Page 6



          Appeal No. 2003-1051                                                        
          Application No. 09/247,134                                                  

          the bill has not been previously provided in a paper format,                
          creating a template to allow specific data contained in the paper           
          bill in specific locations to be automatically identified before            
          the bill is scanned into the database using the newly created               
          template.                                                                   
               The examiner concludes that it would have been obvious to              
          combine Manduley’s integration of paper and electronic mail,                
          Kolling’s electronic statement presentation and Lech’s creation             
          of a template from a scanned bill, “because by creating a                   
          template, selected information can be extracted in order to                 
          identify specific information as taught by Lech thus minimizing             
          the need of manually processing the hard copy documents” (answer-           
          page 4).                                                                    
               With regard to claims 13-25, the examiner applies the same             
          references, but now uses Manduley as the primary reference for              
          disclosing the sorting of received mail according to                        
          predetermined rules, storing data obtained from the mail                    
          electronically, and providing access to the data.  Recognizing              
          that Manduley does not disclose labeling and forwarding when the            
          paper mail is not a bill, the examiner takes Official notice that           
          it was well known to discard or shred junk mail, to separate                
          bills, to label and to forward the mail to the proper recipient.            
                                         -6–                                          




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