Appeal No. 2002-0819 Application No. 09/047,533 customer’s mobile terminal is within a predetermined geographical proximity of the merchant’s terminal. Therefore, the determination of the geographical proximity is the criteria for completing the financial transaction and has nothing to do with determining at which merchant location and at what time the service will be provided. Thus, the analysis should be directed to determining whether the customer’s location is applied as a condition of completing the transaction. Our review of Hall confirms that the reference relates to a method and system for receiving an order from a mobile customer, receiving customer location information and scheduling the completion of the order (abstract). In particular, Hall provides for receiving an order from a mobile customer which includes different components related to customer location, the facility that is capable of completing the order, estimated time of arrival of the customer and the time needed to complete the order (col. 3, lines 55-67). According to another component, a facility that is capable of completing the order within the time prior to the customer’s arrival is identified (col. 4, lines 1- 5). In fact, contrary to the Examiner’s interpretation of Hall, determination of the estimated arrival time of the customer based on the location of the mobile customer merely provides the system with information that helps with selecting which merchant 7Page: Previous 1 2 3 4 5 6 7 8 9 10 11 NextLast modified: November 3, 2007