Ex Parte HULTGREN - Page 7



          Appeal No. 2002-0819                                                         
          Application No. 09/047,533                                                   
          customer’s mobile terminal is within a predetermined geographical            
          proximity of the merchant’s terminal.  Therefore, the                        
          determination of the geographical proximity is the criteria for              
          completing the financial transaction and has nothing to do with              
          determining at which merchant location and at what time the                  
          service will be provided.  Thus, the analysis should be directed             
          to determining whether the customer’s location is applied as a               
          condition of completing the transaction.                                     
               Our review of Hall confirms that the reference relates to a             
          method and system for receiving an order from a mobile customer,             
          receiving customer location information and scheduling the                   
          completion of the order (abstract).  In particular, Hall provides            
          for receiving an order from a mobile customer which includes                 
          different components related to customer location, the facility              
          that is capable of completing the order, estimated time of                   
          arrival of the customer and the time needed to complete the order            
          (col. 3, lines 55-67).  According to another component, a                    
          facility that is capable of completing the order within the time             
          prior to the customer’s arrival is identified (col. 4, lines 1-              
          5).  In fact, contrary to the Examiner’s interpretation of Hall,             
          determination of the estimated arrival time of the customer based            
          on the location of the mobile customer merely provides the system            
          with information that helps with selecting which merchant                    
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