Ex Parte COSSETTE - Page 2



          Appeal No. 2002-1308                                                        
          Application No. 09/161,787                                                  

               establishing a loan participation database containing member           
          data pertaining to each of said plurality of network members and            
          loan criteria data specified by each of said plurality of network           
          members;                                                                    
               receiving a loan participation offer from an offering                  
          network member, said loan participation offer including offering            
          network member data and loan participation data pertaining to a             
          loan opportunity;                                                           
               searching said loan participation database in response to              
          said loan participation offer for matching loan criteria data               
          matching at least a portion of said requested loan data, and                
          obtaining matching member data for at least one matching network            
          member associated with said matching loan criteria data;                    
               providing said matching member data for each said matching             
          network member to said offering network member;                             
               receiving a selection of at least one selected matching                
          network member from said offering network member;                           
               providing a loan participation offer to each said selected             
          matching network member in response to said selection of each               
          said selected matching network member;                                      
               receiving a response from at least one interested selected             
          matching member;                                                            
               providing interested network member data pertaining to each            
          said interested selected matching member to said offering network           
          member in response to said response from each said interested               
          selected matching member.                                                   
               The prior art references of record relied upon by the                  
          examiner in rejecting the appealed claims are:                              
          Mark Tebbe, "If bankers can use the internet to make big bucks,             
          why can't you?," InfoWorld, vol. 19, no. 39 (September 29, 1997),           
          p. 152.  (Tebbe)                                                            

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