Ex Parte Stinson et al - Page 1




                  The opinion in support of the decision being entered today was not written for              
                             publication and is not binding precedent of the Board.                           
                                                                             Paper No. 29                     
                                                                                                             
                           UNITED STATES PATENT AND TRADEMARK OFFICE                                          
                                               _____________                                                  
                                BEFORE THE BOARD OF PATENT APPEALS                                            
                                           AND INTERFERENCES                                                  
                                               _____________                                                  
                                       Ex parte MICHAEL C. STINSON,                                           
                                        JOHN W. TEMPLER JR., and                                              
                                             DYRON CLOWER                                                     
                                               _____________                                                  
                                            Appeal No. 2003-0158                                              
                                         Application No. 09/514,570                                           
                                              ______________                                                  
                                                 ON BRIEF                                                     
                                             _______________                                                  
            Before KRASS, FLEMING and GROSS,  Administrative Patent Judges.                                   
            KRASS, Administrative Patent Judge.                                                               

                                           DECISION ON APPEAL                                                 

                   This is a decision on appeal from the final rejection of claims 36-53.                     
                   The invention is directed to a system for automatic cashing of a negotiable                
            instrument, e.g., paychecks, when the user does not have a bank account.                          
                   Representative independent claim 36 is reproduced as follows:                              
                   36.   An apparatus for dispensing cash in exchange for a negotiable                        
                   instrument, the apparatus comprising:                                                      


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