Appeal No. 2003-0158
Application No. 09/514,570
a reader to receive the negotiable instrument from a user and to
obtain from the negotiable instrument, information identifying a payor of
the negotiable instrument;
a cash dispenser;
a first storage device local to the cash dispenser, the first storage
device including a database of payor information; and
a processor configured to:
determine whether cash should be dispensed based on the
information identifying the payor of the negotiable instrument and the
database of payor information, and
cause the cash dispenser to dispense cash to the user in
response to a determination that cash should be dispensed.
The examiner relies on the following references:
Barakai et al. (Barakai) 5,103,079 Apr. 07, 1992
DeBan et al. (DeBan) 5,386,103 Jan. 31, 1995
Hoffman et al. (Hoffman) 5,613,012 Mar. 18, 1997
(filed May 17, 1995)
Bezy et al. (Bezy) 5,703,344 Dec. 30, 1997
(filed Jun. 30, 1995)
Claims 36-53 stand rejected under 35 U.S.C. §103. As evidence of
obviousness, the examiner cites DeBan in view of either one of Barakai or Hoffman with
regard to claims 36-39, 41, 42, 45 and 48-50, adding Bezy with regard to claims 40, 43,
44, 46, 47 and 51-53.
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