Appeal No. 2003-0755
Application No. 09/190,993
outside world through the local portion and/or the server portion
with an interface provided for communication between the two
portions of the wallet. According to Appellants (specification,
pages 10 and 11), the virtual wallet system combines the
portability and owner control features of a local wallet with the
security and storage capability of a remotely located wallet.
Representative independent claim 14 is reproduced as follows:
14. A method of purchasing an electronic good using a virtual
wallet, comprising the steps of:
exchanging first data from a local portion of the virtual
wallet into a point of sale device wherein the first data includes
a transactional amount;
receiving at a server portion of the virtual wallet an
electronic voucher indicative of the electronic good purchased at
the point of sale device;
storing the electronic voucher at the server portion of the
virtual wallet; and
receiving a request for the electronic voucher at the server
portion of the virtual wallet; and
providing the electronic good to a user upon receipt of the
electronic voucher.
The Examiner relies on the following prior art:
Teicher 5,744,787 Apr. 28, 1998
(filed Sep. 25, 1995)
Biffar 5,903,880 May 11, 1999
(filed Jul. 19, 1996)
Williams et al. (Williams) 6,016,484 Jan. 18, 2000
(filed Apr. 26, 1996)
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