Ex Parte Eckl - Page 3




              Appeal No. 2003-2167                                                                  Page 3                
              Application No. 09/903,500                                                                                  


              support of the rejections, and to the brief (Paper No. 11, filed January 30, 2003) and                      
              reply brief (Paper No. 14, filed May 22, 2003) for the appellant's arguments                                
              thereagainst.                                                                                               


                                                       OPINION                                                            
                     In reaching our decision in this appeal, we have given careful consideration to                      
              the appellant's specification and claims, to the applied prior art references, and to the                   
              respective positions articulated by the appellant and the examiner.  As a consequence                       
              of our review, we make the determinations which follow.                                                     


                     In the Grouping of Claims section of the brief (p. 4), the appellant stated that                     
              Claims 12 and 14 to 36 stand and fall together.  We have selected claim 18 as the                           
              representative claim from that grouping of claims.                                                          


                     Claim 18 reads as follows:                                                                           
                            A method for delivering billing statements from a biller to a recipient by                    
                     means of a printed transmission or electronic transmission, comprising the steps                     
                     of:                                                                                                  
                            generate billing information for at least one recipient from a biller's                       
                     computer;                                                                                            
                            prescribing delivery preferences for said billing information;                                
                            associating said delivery preferences with said billing information to                        
                     determine if said billing information is to be transmitted via printed transmission                  
                     or electronic transmission;                                                                          








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