Ex Parte Grounds - Page 4



          Appeal No. 2005-1615                                                        
          Application 09/800,535                                                      


          corresponding to that IP address” (col. 7, lines 16-21).  That              
          request is a first message that indicates the making of a                   
          financial transaction and includes customer information (the IP             
          address) and customer information (the billing mechanism).                  
               If, at the transaction server, a database entry for that               
          IP address is not confirmed, the ISP receives a non-confirmation            
          signal (col. 7, lines 21-29).  Thus, Ronen determines the                   
          validity of the customer information and generates a second                 
          message (the non-confirmation signal) if the customer information           
          is invalid.                                                                 
               The billing server has stored on a database (112), for each            
          user who has arranged for centralized billing functionality, a              
          record that includes the user’s choices for how charges for                 
          transactions are to be billed (col. 4, lines 20-27 and 43-46).              
          “Charges for transactions of a certain type for less than a                 
          predetermined amount may be designated for billing to an                    
          identified telephone account associated with the user” (col. 4,             
          lines 33-36).  The exemplified charges for less than a                      
          predetermined amount are charges for information services such as           
          providing a stock report for $0.50 (tables 1 and 2).  Hence, if             


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