Appeal No. 2005-1615
Application 09/800,535
the customer information is valid, Ronen determines in an
automated matter whether the financial transaction involves a
micro-payment.
Ronen’s disclosure that when a session is complete, the
transaction server sends to the billing server all of the charges
and associated transaction information for the user’s account
(col. 6, lines 15-20) indicates that at least part of the
transaction information is stored. If the user’s IP address is
on the transaction database and a billing mechanism is in place,
the ISP is signaled to authorize the transaction (col. 5,
lines 61-66). The signal is a third message indicating
authorization of the financial transaction. The appellant’s
claim 19 does not require that the transaction information is
stored and the third message is generated only if the financial
transaction involves a micro-payment. The claim, therefore,
encompasses Ronen’s storing of transaction information and
indicating authorization of the transaction regardless of whether
the financial transaction involves a micro-payment.
Ronen indicates that if the financial transaction does not
involve a micro-payment, the charges for the transaction are
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