California Insurance Code ARTICLE 6.5 - Unfair Practices

• Section 790.
  The purpose of this article is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in...
• Section 790.01.
  This article applies to reciprocal and interinsurance exchanges, Lloyds insurers, fraternal benefit societies, fraternal fire insurers, grants and annuities societies, insurers holding certificates of exemptions,...
• Section 790.02.
  No person shall engage in this State in any trade practice which is defined in this article as, or determined pursuant to this article to...
• Section 790.03.
  The following are hereby defined as unfair methods of competition and unfair and deceptive acts or practices in the business of insurance.(a) Making, issuing, circulating, or...
• Section 790.031.
  The requirements of subdivision (b) of Section 790.034, and Sections 2071.1 and 10082.3 shall apply only to policies of residential property insurance as defined in...
• Section 790.034.
  (a) Regulations adopted by the commissioner pursuant to this article that relate to the settlement of claims shall take into consideration settlement practices by classes of...
• Section 790.035.
  (a) Any person who engages in any unfair method of competition or any unfair or deceptive act or practice defined in Section 790.03 is liable to...
• Section 790.036.
  (a) It is an unfair and deceptive act or practice in the business of insurance for an insurer to advertise insurance that it will not sell.(b) Nothing...
• Section 790.037.
  (a) It is an unfair business practice for a health insurance agent or broker to sell, solicit, or negotiate the purchase of health insurance by any...
• Section 790.04.
  The commissioner shall have power to examine and investigate into the affairs of every person engaged in the business of insurance in the State in...
• Section 790.05.
  Whenever the commissioner shall have reason to believe that a person has been engaged or is engaging in this state in any unfair method of...
• Section 790.06.
  (a) Whenever the commissioner shall have reason to believe that any person engaged in the business of insurance is engaging in this state in any method...
• Section 790.07.
  Whenever the commissioner shall have reason to believe that any person has violated a cease and desist order issued pursuant to Section 790.05 or a...
• Section 790.08.
  The powers vested in the commissioner in this article shall be additional to any other powers to enforce any penalties, fines or forfeitures, denials, suspensions...
• Section 790.09.
  No order to cease and desist issued under this article directed to any person or subsequent administrative or judicial proceeding to enforce the same shall...
• Section 790.10.
  The commissioner shall, from time to time as conditions warrant, after notice and public hearing, promulgate reasonable rules and regulations, and amendments and additions thereto,...
• Section 790.15.
  (a) If an insurer or any affiliate of an insurer has failed to pay any valid claim from Holocaust survivors, the certificate of authority of the...

Last modified: October 22, 2018